About Us

Look no further than COCARD for a company that puts its agents and member-owner offices first. Our entire program was developed with the goal of setting you apart from the competition and helping you to succeed in the marketplace, according to your own vision. Each member is part-owner of COCARD, with no executive management team to take a chunk of revenue or pass expenses onto partners and merchants. We are a unique company in the electronic payment space. Our prices are competitive, and we provide superior customer service to our merchant base and our partners.

COCARD is unlike any other credit card processing provider. Not only do we offer a full range of merchant solutions, but we also provide unique sales programs to our member partners. Our compensation plans are also among the most lucrative available. COCARD’s flexible revenue sharing program gives every member the opportunity to take advantage of 90% splits while still offering some of the lowest rates to the merchant. This makes COCARD a WIN/WIN for all parties.

With COCARD, you can rest assured knowing that you partnered with a stable, reliable company that puts you first. We have been in business since 1999, and we never go back on our commitments to partners and merchants. Trusted, tried and true…… Let COCARD show you what sets us apart!

COCARD is managed by member-volunteers with over 100 years of industry experience, who give their time to serving on our board and its various committees. We also have full-time leadership and a dedicated staff headquartered in Nashville, TN. Our paid staff is small, and our operating expenses are low, which lets us pass savings to our members and merchants.

Mission Statement

Our mission is to provide a pathway for members and resellers to maximize value to their organization through a member-owned structure. Our focus is to improve each member’s individual business strategies without compromising their entrepreneurial spirit. By collectively pooling our resources and knowledge, our goal is to enhance the overall economic return and security for all members.